You want to taste what it is to live alone, do you want to change house but you are not sure which one to buy, your job is nomad, or just not you want to buy a home because you think it is too tied up.
These are some of the reasons why many are forced to rent a house, but the first time is always brand new and inexperienced and you don't want to be teased .
We have developed a simple and explanatory step-by-step for that you feel safer once you find the home you like the most. TO the rest, At the end of this article we will solve some frequent doubts very useful.
You have already found the house that you love. And now that ?
1- RESERVATION
Rents in recent years have been increasing its price since it is a sector with a lot of claim. If the house you have found you like it definitely we advise you not to wait as the first that comes he takes it.
If you decide, go directly to the real estate and make a reservation.
Your interest in renting the home is stipulated in the reservation, if you have any conditions for the owner, fees and money on account as deposit of interest ( a monthly payment ).
IMPORTANT : Reservations must always have a clause that specifies that if finally for reasons beyond your control, as a rejection by the owner of your offer, I know will return the money ENTIRE (without interest) .
We emphasize this since there are some unprofessional companies that abuse by not putting these clauses .
2- DOCUMENTATION
To speed up and make the rent effective, it is required: documentation proving the tenant's solvency. Namely, what can you allow you to pay the monthly installments .
Experts recommend that the expense of a rental should not exceed the 30 % of disposable income.
How ?
Employed worker : 3 latest payrolls
Autonomous : Quarters and rents
It also depends on the requirements of the owner or the default insurance .
Non-payment insurance is companies that support the security of the owner that protect them from possible debts, which is why they are sometimes longer and demanding processes.
3- ACCEPTANCE
The owner or non-payment insurance accepts your proposal of rent so they paralyze the management of visits and develop the contract.
It stipulates the most basic laws of the LAU (Law of Urban Leases )
LA LAU : It is interesting that if you do not have professional advice and you have doubts of some clauses that you read carefully. If later you notice that clauses are missing or want to abuse some, the law precedes and is what will be applied in the face of possible problems that come up with your landlord.
In a contract you will meet :
– Data of the two parties – dates, firms and housing situation – Basic rights of the landlord and the tenant LAW SETTLEMENT – Bail ( and deposit if there is ). Is what they usually call 2 surety. – Lack – Inventory ( furniture, home appliances, accessories… ) – Contract period– Restrictions – Etc.
4- SIGNATURE AND DELIVERY
The contract will establish the date of delivery of keys .
At the time of signing they will be paid :
– the month of deposit ( and deposit if any )
– First month to come
– Real estate fees ( These can be those of the reserve that will obviously be discounted )
5- DEPOSIT AND SUPPLIES
This point is very important, especially expensive finance.. As If you apply the rent to the rent or make government claims and do not know has deposited the money in the PROP you will surely be sanctioned. Since eyes the government does not have proof of that rent and it is a type of “fraud”. The bond owes it deposit the OWNER in the prop during the first 15 days and will deliver a copy as proof of it.
Finally, you have to change the owner of the account where the supplies are domiciled ( light, gas, Water, internet, etc. ) for your data.
6. CELEBRATION
From Klonowski we force you to toast and celebrate this new stage that will be wonderful.
AND YOU ALREADY HAVE NEW HOUSING !!
10 FREQUENT QUESTIONS
1- ” What if I want to go to the fourth month of contract? “
The payment of the 6 first months, once fulfilled, the tenant can terminate the contract by paying a monthly payment for each year that remains to be met.
2- What happens if I want to go to the SIXTH month of contract?
You have already completed the 6 months of mandatory compliance. This means, that you are not obliged to pay the monthly payments that missing until the year. But you will have a penalty with the part proportional DEPOSIT ( 1 monthly payment ).
3- ” I do not want enter the owner's account until the contract is signed.”
The owner must have the money deposited into account before handing over the house keys. If from the signing of the contract the money does not appear in the owner's account ( it is not worth a receipt payment) the contract is broken.
For greater peace of mind for both parties , it's advisable ,what the day the contract is signed make the payment to the owner in cash . The contract can serve as proof of payment of said deposit and first monthly payment. The rest of the monthly payments will be paid regularly, for wire transfer.
4- ” What if the owner intends to sell the housing when the one-year contract has expired despite the extension to five? ”
He cannot ask you to leave the house. In case of home to be sold and someone else owns the property , shall respect the contract.
5- “What do I need in the event that tenure is not allowed of pets for the owner to access? (as long as the tenant is take charge of the damages that the pet could cause)”
If the owner does NOT WANT TO ACCESS, has no obligation. In fact if it is stipulated in the contract may be grounds for termination of contract due to breach. You may get the owner to agree if you take out liability insurance civil or pet insurance .
6- “My landlord puts up for sale the house in which I am rented and I am interested in buying it “
RIGHT TO SCORE. It is about the tenant having the opportunity to acquire the home in the first place in front of a potential buyer. By law, so that the property can be sold, the owner is obliged to announce to the tenant that he wishes to sell the house. As long as you pay the price that the third buyer was willing to pay.
7-Can the landlord ask for more than one deposit ?
The DEPOSIT by law can only be ONE MONTH.
What the law does stipulate, is to ask for up to two monthly payments more for deposit. This is very common when the home is find furnished, since on occasions of defaults and damages a monthly payment does not cover the owner's warranties.
8- Can I as a tenant terminate the rental agreement ?
Once the year passed, with 30 days in advance, YES.
9- ” I want a rent with option to buy”
This modality grew with the crises. Since it was a way to dispose of homes that were not sold in a convenient way to buy and affordable.
10- What does it consist of ?
The rent with option to buy allows the tenant to live in a house paying monthly installments as in a current rent, for the time agreed between the two parties, the tenant has the right to buy the home.
When buying the house, it will be discounted from the price set in the contract, the total of the monthly payments or part of them. The rental fee is not much higher than a regular rental agreement, but the initial outlay will be somewhat higher, since the tenant must pay a premium. This will depend on the sale price ( 10% normally). If the renter leaves the house, they will lose that money, in this way the property owner ensures that the tenant has an interest in the purchase.
– ADVANTAGE –
“Our team is fully specialized in rentals. The good thing we have at KLONOWSKI is that we advise our clients and try to mediate between the two parties ensuring that all procedures do not go beyond the LEGAL margins. , feel safe and approach postures ”
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